SMS Terms & Conditions
Republic First National: SMS/MMS Terms and Conditions
Program Description: Republic First National sends business communications, including marketing and informational messages, to customers who have opted in. Messages may include loan updates, appointment reminders, and promotional offers
Message Frequency: Message frequency varies based on your interaction with us. You may receive up to 50 messages per minute during active conversations, though typical volume is much lower.
Cost: Message and data rates may apply depending on your mobile carrier plan.
How to Opt-In: By providing your phone number to Republic First National via our website contact form, application, or in writing, you grant us express written consent to send you SMS and MMS messages. Consent is not a condition of purchase.
How to Opt-Out: You can cancel the SMS service at any time. Simply text “STOP“, “END“, “CANCEL“, “UNSUBSCRIBE“, or “QUIT” to the short code or number. After you send the SMS message “STOP” to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.
Support/Help” If you are experiencing issues with the messaging program you can reply with the keyword “HELP” for more assistance, or you can get help directly at cheryl@rfnonline.com.
Carriers: Carriers are not liable for delayed or undelivered messages.
Privacy Policy for SMS Communications
Last Updated: 04/23/2026
This Privacy Policy explains how Republic First National (“we,” “us,” or “our”) collects, uses, and protects personal information.
We are committed to protecting your privacy and ensuring full transparency in how your information is handled.
What Personal Information Is Collected
When you interact with our SMS services, we may collect the following information:
- Phone number (required for sending and receiving SMS)
- Name (if voluntarily provided or associated with your phone number in our system)
- Message content (messages you send to us or responses to our SMS campaigns)
- Opt-in/Opt-out status
- Date and time of messages
How Personal Information Is Used
We use your personal information solely for purposes related to SMS communication, including:
- Sending important notifications, updates, or confirmations
- Responding to your inquiries
- Providing customer support
- Managing opt-in and opt-out preferences
Your information is only used to facilitate communication that you have consented to receive.
Who Personal Information Is Shared With
We take your privacy seriously.
We do NOT share, sell, rent, or disclose your personal information to any third party under any circumstances.
Data Security
We maintain administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, loss, or misuse.
Opt-Out
You may opt out of SMS communications at any time by replying “STOP”.
Once opted out, you will no longer receive SMS messages unless you opt in again.
SMS Terms of Service
By opting into SMS from a web form or other medium, you are agreeing to receive SMS messages from Republic First National Corporation. This includes SMS messages for conversations (external), conversations (between employees). Message frequency varies. Message and data rates may apply. See privacy policy at https://www.republicfirstnational.com/sms-mms-messaging-policy-and-customer-guidelines/. Message HELP for help. Reply STOP to any message to opt out.
Mobile Information & Privacy: No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.