Vendor Program
Our vendor program is designed to help your sales team succeed.
Financing Helps You Sell More
Our team provides financing that is simple, quick, and affordable and places a high value on providing the highest standard of customer service. As an experienced, reliable team of financiers, we help municipal, nonprofit and commercial entities buy essential equipment or property it needs.
When your customers understand the flexibility of financing, opportunities for sales grow and closing rates increase.
Let Republic First National help.
The advantages of all our financing programs include:
100% financing available
No down payment
Pay if off anytime
Ownership after final payment
Hassle-free credit process
100% Flexible terms
Our municipal and volunteer fire department clients also receive these benefits:
Lower tax-exempt interest rates
Hassle-free credit process
Up to 24 month delayed payments available
Lease Purchase Finance vs True Lease
Lease Purchase Financing is a useful alternative to issuing bonds, giving governing bodies the flexibility to equip departments faster with the tools needed to serve and protect its citizens. To a governmental lessee, the difference between lease purchase financing and true leasing is who owns or will own the asset. In a lease purchase, the lessee acquires an ownership interest in the asset, obtaining title to the asset at the end of the lease term. In a true lease, the lessee acquires only the right to use the asset for a period of time, but no ownership of the asset. The term of a true lease is usually much shorter than the useful life of the asset, while a term of a lease purchase generally approximates its useful life. The term length differs because of what happens at the end of the term. With a true lease, the municipality typically relinquishes the asset but may purchase it at a price that reflects its residual or market value. With a lease purchase, the municipality retains the asset.